Competitive rates, personal attention, and fast, in-house decisions make Star Bank of Texas your ideal choice for lending services.
 

REAL ESTATE LOANS

PRINTABLE REAL ESTATE LOAN APPLICATION
 

• Fixed Rate Mortgage Loans
  
  Our 48 Hour Home Loan program has become a well accepted product in the local real estate market.  It is designed to help individuals with little or no credit obtain a home loan.  It provides for 15 year fixed rate financing with as little as 10% down payment at a reasonable rate.  We attempt to qualify the applicant through all available sources and limit the closing costs to better accommodate the buyer.  If you are finding it difficult to get a bank to talk to you about your home buying opportunity, you need to contact one of our loan officers at Star Bank of Texas, and you could be pleasantly surprised at the opportunity that awaits you.
   
• Interim Construction Loans and/or Permanent Mortgages
  
  Our residential construction loan provides personal service and flexible terms during your exciting home building project.  And this interim financing can convert easily into a permanent mortgage at the borrower's discretion.
   
• Property Acquisition Loans
  
  You may want to purchase a lot in a subdivision for future building plans or acreage in the country for a future home or investment purposes.  YES!  We can help!
   
• Home Equity Loans
  
  Star Bank of Texas offers very competitive rates on a home equity loan.  PLEASE NOTE:  THE LAWS ASSOCIATED WITH HOME EQUITY LOANS ARE VERY COMPLEX.  YOU WILL BE ASKED TO ARRANGE FOR A TIME TO MEET WITH ONE OF OUR LOAN OFFICERS TO COMPLETE AN APPLICATION.
   
• Property Improvement Loans
  
  Investing in home improvements yields many returns.  Careful planning will protect a valuable asset and provide years of satisfaction.  Whether adding a swimming pool or adding that new addition to your home, we can assist in this financing.
   

INSTALLMENT LOANS

PRINTABLE INSTALLMENT LOAN APPLICATION
 

• Automobile Loans

• Boat Loans

• RV Loans
   
• Other Personal Loan needs

          NOTE:  WHEN YOU ARE IN NEED OF A PERSONAL LOAN,
          YOU NEED A QUICK DECISION.  THAT'S WHAT YOU'LL GET
          AT STAR BANK OF TEXAS.  THERE'S NO WAITING FOR
          LOAN APPROVAL AT SOME REMOTE LOCATION THAT MAY
          TAKE DAYS TO PROCESS.  YOU'LL HEAR FROM US AS
          SOON AS WE PROCESS YOUR APPLICATION.

COMMERCIAL LOANS
 

The specifics of each loan are such that these applications should be made in person.  Please call one of our loan officers at 817-238-7827 to arrange for an appointment.

The following will provide more information about the types of commercial loans we typically provide.

• Working Capital Loans and Revolving Lines of Credit

Occasionally, additional capital will benefit your business growth or assist you in seasonal borrowing needs.  A commercial Revolving Line of Credit makes capital available when you need it, in the specific amount you need, up to your approved credit limit and saves you money because you pay interest only on the amount you use.

• Commercial Mortgages

When it comes time for interim construction and/or fixed or variable rate permanent financing of your commercial property, Star Bank of Texas has experienced mortgage lenders to assist you in the analysis and planning of your mortgage needs.  We believe our rates and terms are competitive with our competition, and we KNOW our response time is prompt!

• Equipment financing

You might want to buy new equipment, refinance existing equipment or expand, upgrade or modernize your existing fixed assets.  We understand the nature of this type of financing and will work with you to provide the terms that fit your cash flow.

• Business Manager

The biggest asset on the balance sheet of most small businesses is accounts receivable.  Business Manager is a program designed to allow Star Bank of Texas to finance credit worthy, yet cash constrained customers through an automated and controlled accounts receivable financing program.  Contact us for more details.

• Church Loans

At Star Bank of Texas, we have become very attentive to the needs of our local churches and their building programs.  Our expertise in this area has provided millions in loans to local churches for loans to add on to existing facilities, re-locate to another area or acquire property and/or build their new church.

• Small Business Administration (SBA) Loans

SBA loans allow you to purchase real estate for business purposes, acquire a new business or franchise, purchase equipment, or increase working capital.  These government-backed loans often offer longer maturities and lower down payment requirements.  Finally, much of the red-tape associated with SBA loans in the past has been greatly reduced.