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Star Bank of Texas offers a variety of loan products at competitive rates to homebuyers, businesses, consumers and investors. We take pride in our lending staff and the services we provide.
Competitive rates, personal attention, and fast, in-house decisions make Star Bank of Texas your ideal choice for lending services.
Click on each loan type for more information.
Real Estate Loans
Fixed Rate Mortgage Loans
Interim Construction Loans and/or Permanent Mortgages
Property Acquisitions Loans
Home Equity Loans
Property Improvement Loans
Installment Loans
Commercial Loans
Working Capital Loans and Revolving Lines of Credit
Commercial Mortgages
Equipment Financing
Church Loans
Small Business Administration (SBA) Loans
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REAL ESTATE LOANS
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CONTACT THE BANK FOR A
REAL ESTATE
LOAN APPLICATION
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Fixed Rate Mortgage Loans
Our 48 Hour Home Loan program has become a well-accepted product in the local real estate market. It is designed to help individuals with little or no credit obtain a home loan. It provides for 15 year fixed rate financing with as little as 10% down payment at a reasonable rate. We attempt to qualify the applicant through all available sources and limit the closing costs to better accommodate the buyer. If you are finding it difficult to get a bank to talk to you about your home buying opportunity, you need to contact one of our loan officers at Star Bank of Texas, and you could be pleasantly surprised at the opportunity that awaits you.
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Interim Construction Loans and/or Permanent Mortgages
Our residential construction loan provides personal service and flexible terms during your exciting home building project. And this interim financing can convert easily into a permanent mortgage at the borrower's discretion.
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Property Acquisition Loans
You may want to purchase a lot in a subdivision for future building plans or acreage in the country for a future home or investment purposes. YES! We can help!
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Home Equity Loans
Star Bank of Texas offers very competitive rates on a Home Equity Loan.
PLEASE NOTE: THE LAWS ASSOCIATED WITH HOME EQUITY LOANS ARE VERY COMPLEX. YOU WILL BE ASKED TO ARRANGE FOR A TIME TO MEET WITH ONE OF OUR LOAN OFFICERS TO COMPLETE AN APPLICATION.
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CONTACT THE BANK FOR A
HOME EQUITY
LOAN APPLICATION
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Property Improvement Loans
Investing in home improvements yields many returns. Careful planning will protect a valuable asset and provide years of satisfaction. Whether adding a swimming pool or adding that new addition to your home, we can assist in this financing.
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INSTALLMENT LOANS
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PRINTABLE
INSTALLMENT
LOAN APPLICATION
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Automobile Loans
Boat Loans
RV Loans
Other Personal Loan needs
When you are in need of a Personal Loan, you need a quick decision. That's what you'll get at Star Bank of Texas. There's no waiting for loan approval at some remote location that may take days to process. You'll hear from us as soon as we process your application.
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COMMERCIAL LOANS
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PRINTABLE
PERSONAL FINANCIAL
STATEMENT
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We realize the highly competitive nature of the business community. We also recognize that prompt attention to your financial requirements is essential. Our commercial loan staff includes 4 experienced lenders, with over 100 years of combined lending experience. We make our decisions promptly, in-house, with minimal delay. None of our loan decisions are made at remote locations...and...there is no loan amount too large for us to consider.
The specifics of each loan are such that these applications should be made in person. Please call one of our loan officers at 817-238-7827 to arrange for an appointment.
The following will provide more information about the types of commercial loans we typically provide.
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Working Capital Loans and Revolving Lines of Credit
Occasionally, additional capital will benefit your business growth or assist you in seasonal borrowing needs. A Commercial Revolving Line of Credit makes capital available when you need it, in the specific amount you need, up to your approved credit limit, and saves you money because you pay interest only on the amount you use.
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Commercial Mortgages
When it comes time for interim construction and/or fixed or variable rate permanent financing of your commercial property, Star Bank of Texas has experienced mortgage lenders to assist you in the analysis and planning of your mortgage needs. We believe our rates and terms are competitive with our competition, and we KNOW our response time is prompt!
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Equipment financing
You might want to buy new equipment, refinance existing equipment or expand, upgrade or modernize your existing fixed assets. We understand the nature of this type of financing and will work with you to provide the terms that fit your cash flow.
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Church Loans
At Star Bank of Texas, we have become very attentive to the needs of our local churches and their building programs. Our expertise in this area has provided several loans to local churches for loans to add on to existing facilities re-locate to another area or acquire property and/or build their new church.
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Small Business Administration (SBA) Loans
SBA loans allow you to purchase real estate for business purposes, acquire a new business or franchise, purchase equipment, or increase working capital. These government-backed loans often offer longer maturities and lower down payment requirements. Finally, much of the red-tape associated with SBA loans in the past has been greatly reduced.
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If we can help in any of these areas, please contact one of our loan officers today at 817-238-7827: Russ Richardson, Bill Davenport, Steve Siebenthall or Gary Stone.
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